Is your salary actually cushy?
Calculate your real take-home pay, Local Pay Rank, Rent Pain Score, and how far your salary goes after tax, rent and city costs.
What Cushy Index calculates
Estimated net monthly salary
Understand what reaches your bank account after modeled tax and contributions.
National income rank
See whether your salary sits near median, top 10%, top 5% or top 1% benchmarks.
Rent pressure
Measure how much of take-home income is absorbed by local rent.
Breathing room
Estimate money left after rent and core living costs.
Salary Swap
Compare the salary needed to reach similar lifestyle power in another city.
Reality Gap
Compare income rank with city-adjusted lifestyle rank.
Featured tools
🇦🇪 Dubai Salary Calculator
Estimate Dubai take-home pay, housing pressure and benefits-adjusted salary comfort.
🇪🇸 Barcelona Salary Calculator
Net pay after IRPF and social security, Local Pay Rank and rent pressure.
🔁 Barcelona vs London Salary Swap
What salary in London matches the same lifestyle you'd have in Barcelona?
Priority city calculators
🇦🇪 Dubai
High-value expat salaries where take-home pay is often close to gross, before housing and benefits.
🇦🇪 UAE
Take-home pay and cost of living across the UAE.
🇪🇸 Barcelona
Strong tech salaries. Rent pressure is rising.
🇪🇸 Spain
Gross-to-net across Spain, plus income percentile benchmarks.
🇪🇸 Madrid
Capital-city salaries with slightly lower rent pressure than Barcelona.
🇬🇧 London
High salaries, high rent, strong career upside.
Popular salary questions
Popular city comparisons
Popular salary checks
How Cushy Index helps
Compare job offers
Go beyond gross salary and compare net pay, rent pressure and lifestyle power.
Plan relocation
Estimate whether moving from New York to London, Barcelona, Dubai or Berlin improves your lifestyle power.
Negotiate compensation
Use city-adjusted salary evidence to frame relocation and offer discussions.
Understand affordability
See whether rent, core costs and household choices make a salary comfortable or stretched.
How we estimate it
Cushy Index estimates salary comfort using gross-to-net salary, local rent assumptions, common monthly expenses, household type and estimated income percentile benchmarks. The Cushy Index score combines Local Pay Rank (where your pay sits locally), Rent Pain Score (how much rent eats) and Breathing Room (money left after rent and core costs). Results are directional and intended for general guidance, not professional tax or legal advice.
FAQ
What is Cushy Index?
Cushy Index is a salary intelligence score from 0 to 100 that estimates how comfortable a salary is after local tax, rent, core living costs and household assumptions.
What does Cushy Index calculate?
It estimates net monthly salary, national income rank, city-adjusted lifestyle rank, rent pressure, breathing room, equivalent salary in another city and a 0 to 100 Cushy Index score.
How does Salary Swap work?
Salary Swap compares two cities by estimating the salary needed in the target city to reach similar lifestyle power after tax, rent and core costs.
Are the results exact payroll calculations?
No. Cushy Index uses modeled salary, tax and cost-of-living estimates for comparison and planning. Actual results vary by household, employer, location and local rules.