Salary Basics
Gross vs Net Salary Explained (2026)
Quick answer
Gross salary is your total pay before deductions. Net salary is what you receive after income tax and social security. The gap is typically 25-45%.
What is gross salary?
Gross salary is the total amount your employer pays before any deductions.
What is net salary?
Net salary is what lands in your bank account after income tax and social security.
FAQ
Is gross or net more important?
Net salary is what you spend. For budgeting, net is the only number that matters.
Related tools
Modeled estimate. Actual results may vary.